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Home Refinance Book Homepage
Reliable Home Refinance information
For California, do both names on a mortgage refinance loan need to be on the house deed?
I am in the process of refinancing my property with my father. Since both of our names will be in the mortgage loan, do CA laws required him to be on the house deed or title too? He does not want interest in the property. If no, is it possible to ask the title company to just have my name on it during signing? If yes, can I look into a Quit Claim Deed? Thank you.
Obraining a auto refinance loan?
im currently 19 years old and am employed by target. I bring home about 1200 a month. Last year i bought my first car and since i had no credit i got stuck paying a obscene interest rate. 17 % , im 14 months threw the 60 month loan and am ready to refinace. I have a decent credit score at 675 for a 19 yr old. Problem is i owe about 9800 principal left on the car. I put alot of miles on it and the car is no longer worth the amount that i owe. Car is prabably worth 7500. Would amy bank refinance me given that i owe more than its worth?Its a 2002 toyota camry 107,000 miles great conditionto rusty. so if i qualified but it be better off to simply get a 3 year personal loan for 10k to pay the car off and id still save about 1500 dollars in interest and a year off the loan
What happens when the house was used as security on a refinance loan?
The wife did not sign on the loan but is on the warranty deed. The husband was added to the deed fifteen years after they married. They are now in the midst of a divorce. She lives in the house. The husband was more than willing to sell out but he was court ordered to pay the note. He has not done so for several months because he was expected to go back and pay notes that were past due before the court order. He was not paying because he believed if she lived in the house, she should have paid the note. They live in Mississippi which is not a community property state. Can the loan company foreclose on the home?
Should mortgage company legally charge me for cancellation a refinance loan after 45 days?
I signed a loan application on 1 10 09 for a refinancing loan and paid $300 to lock the interest rate. The loan officer say that we will closing the loan by the end of January, one day before the closing, he call and said that the under writer didn't get into my file because my loan was small and because the term of the loan. I told the loan officer that as long as we can close the loan by the middle of February. By the middle of February, there was no sign of a closing date, I've wrote a letter to cancel the loan. Within that day, they replied back and promise to closing the loan on Friday, February 27 at 12 00 noon. I show up for the closing and discover that the paperwork didn't get complete and they have move the closing to the following week. At that point, I told the loan office that the dealt is off and I want my appraisal to be forward to me. The officer mortgage company replied that I will have to pay $300 for the processing fee and will not get the appraisal as well as the $300 I have paid to lock the interest rate. Is this legal for them to do that. I want to take this company to court. I already wrote them a letter demanding them to return the appraisal as well as the $300. What is my chance of winning this case? Thank you.
Can a appraiser stop you from getting a refinance loan.?
I had a appraiser come to my house to appraise it. He told me I needed piers on my house. And he was going to recommend that they be put it. And if I don't put them in I would not be able to get the refinance loan. I don't have any problems with my house. I had my house inspected when I bought it there were no problems then or now. I don't have any cracks or anything that would look noticeable. I don't know what he is talking about. But could he stop me from getting this loan if I don't buy piers since I don't need them.no it's not manufactured it's a conventional loan. I don't know the value. But he said the value wasn't the problem.I don't need help getting a loan I have excellent credit. I want a appraiser to answer the question.
How do you process a FHA refinance loan?
I'm a mortgage processor, but I've been processing Reverse Mortgages for quite sometime and have forgotten the process regarding regular FHA refinance loans? Any help is greatly appreciated.
How to mortgage refinance loan?
Repo--need refinance loan.?
My car was repoed yesterday and they are telling me that I have to get a loan from another vendor. Anyone know who I can get a loan through if I dont have a job?
How to get a refinance loan with bad credit?
Why will noone approve me for an auto refinance loan?
I have a decent credit score 650 700 , lived at my resident long enough, been at my job long enough almost 2 years and make more than enough money to get a loan. I have paid on the car for 7 months on a 6 year loan. The interest rate is over 20 % right now and have an excellent payment history on all my accounts credit cards. So far, most reputable financing companies have rejected me online. I will soon go to banks and credit unions. Any suggestions?
How can i get a refinance loan with a high ratios dept that's more than what i make can you help.!!!!?
Ihave a high interest rate that I need to lower in order to pay mortgage and other bills. Please get back to me with a honest and truthful mortgage lender. Thank You.
How can I get a High-LTV ration mortgage refinance loan?
I have a recently purchased Condo in DC with a value that continues to tank with the economy. Currently have 2 mortgages on it making the LTV somewhere in the neighborhood of 110 percent. Looking to refinance I have relatively high income, excellent credit Property value approximately $250,000 and I owe $270,000 combined. Anybody know if I can even expect to find a lender in this economy willing to lend in this situation?
What should I do to get lower interest rates when I get a mortgage refinance loan?
Should i consolidate another loan into my auto refinance loan?
i am refinancing my current auto loan. i have a lot of equity in my car, so i was told that if i wanted to, i had the option of using that equity in my car to pay off a current student loan and consolidate it into one with one interest rate. my student loan amount is around $7,000 with 12.5 % interest. the interest rate is lower on the auto refinance loan, and i would have it payed off in a shorter period, plus it's a fixed rate so i am guaranteed it won't raise over time. my question is, would it be a smart decision on my part to use the equity in my car to do this? it sounds a lot better to me having the lower interest and having this paid off in 4 years rather than the 10 more i have to pay on it, but i'm really unsure which move to make. someone out there that is smart in this kind of thing please give me some input on the advantages, or disadvantages to using my equity for this. thanks in advance
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