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Home Refinance Book Homepage
Reliable Home Refinance information
What company would you recommend for home refinance?
I refinanced a year ago with Countrywide, and I am not happy with them.
Can a collection prevent a home refinance?
Quicken Loans is telling me that I need to pay off a collection from an apartment complex before they will move forward with refinancing my home. Problem is, I cant afford to pay the collection AND all the refinance fees. Can they do that? In Texas, creditors cant take your home over a debt. So why does this matter? Would the collection get removed if I started payments on it or would it stay there and just reduced as the amount goes down? I find this pretty STUPID that I cant get a loan over 1 collection.
Can I get my home refinanced if I have low debt high income but a foreclosure -we couldn't sell previous home?
we had to move for work 3 years ago, bought a new home in the new location, kept up payments for one year on previous home as we tried and tried to sell it. Couldn't sell it so let it go back to the bank. Currently paying 6.8 % and 8 % on a first and second mortgage on current home, would like to refinance to lower rates. Will foreclosure prevent? All other credit is excellent except foreclosure. Have high income low debt. Thanks very much.
How much of my 2008 home refinance is tax deductible?
Should I include my student loans in a home refinance?
We are about to refinance our home at 3.85 % for a 15 year loan. We have 40k of student loans at 5.75 %. Including this amount in our mortgage will not get us to the point where we will have to pay PMI. Is this a good idea? If yes, why. If no, why not?
I have a rental home refinanced and now under watered to get a short sale in California?
I have a rental home refinanced and now under watered to get a short sale in California if a lender sends 1099 to IRS for sale's deficiency ,which means I have to pay the deficiency as a income by IRS,and if I cant pay it then IRS come after me instead of the lender
How do you know when your lender has taken advantage of you during your home refinance loan?
We closed on home refi. loan on 5 26 10 it couldn't dispurse because of the 3 day right to rescind until 6 2 10 due to the Memorial holiday...so it pushed us into June. Our lender made us pay prepaid interest for 5 26 10 5 31 10 PLUS the whole month of June 6 1 10 6 30 10. Which was a hefty $2,000. We just received a letter from our lender saying thanks for doing business but we sold your loan to xyz company on 6 8 10. Okay..I know they sell their loans. That is fine D QUESTION being...why did we have to pay our lender for the whole month of June for prepaid interest when they knew they were selling the loan and wouldn't have it long? Why do they get to have those thousand of dollars when they don't even hold the note anymore? It doesn't make sense that they can have all that money during a month when they don't even have the loan??Shouldn't we get a refund back or something? And is this right ?Thank you so much You are right...payment due Aug. 1. I do understand we have to pay prepaid interest. I just didn't understand why the lender who originated the loan was going to keep the interest for June. Now... I understand that they shift that money over to xyz lender. Thank you for clarifying D
Obamas home refinance option do i qualify?
okay this is my situation, i am going through a divorce and i have a lot of debt, i purchased my home about 2 years ago with only me on the loan when i was in real estate and had a healthy income. my husband has bad credit and both vehicles financed in my name, credit cards, etc. now i have had to get a desk job making very little money, my house payment is $1800 per month and i am only making about $1600 per month, i have been paying my mortgage with my savings account that i had build up, i owe more on my home than its worth so i cant sell it, as far as the auto loans and credit cards go my ex has been giving me money to make those payments. i have not been late yet on my mortgage but my savings is running low and and i fear i might lose my home. what should i do, do i qualify to modify my loan or refinance i am at 10 % interest right now i think.
Must closing of florida home refinance must be in florida?
My interest is 6.0 for 30 years is it a good idea to refinance, interest rates for home refinance are low?
an will i qualify i bought my home on november of 08 in california.or are they only helping people that have trouble paying their mortgage.
Where can i get our home refinanced while in bankruptcy?
Home Refinance Question?
What is the difference between a 15 year fixed and 30 year fixed loan? I see the 15 year fixed offers better rates. Also the rates seems to be contantly going up. Anyone think they will dip at all?
Who knows of a company that will home-refinance with bad credit?
I have tried several companies advertising refinancing even with bad credit and it never works out.
Home Refinance (Without a full time job)?
Without having a full time job are there any programs out there that could possibly help me refinance my home?
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